New 2019 NACHA Operating Rules

Gina J. Lowdermilk

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The NACHA Operating Rules need to be followed by all financial institutions who process ACH transactions. This webinar will provide all the details necessary to help them stay in compliance with all the changes coming in 2019.

Why Should You Attend:

This webinar will outline the upcoming 2019 NACHA rule changes and review in detail the significant 2018 changes. The topics covered will include: the new and recently approved third-party sender registration rule details, effective in 2018; 2017 significant rules changes including unauthorized entry charges for ODFIs, changes to return thresholds for ODFI, and Same Day ACH requirement (which is a three-phase process Sept 2016 thru Mar 2018).

This 90-minute session will make attendees aware of the changes to take place in 2019.

Learning Objectives:

  • Details of the third-party sender registration process – just approved
  • List of unauthorized entries that pose a charge to the ODFI
  • Effect of the unauthorized entry charges to the RDFI
  • Describe the impact of the return thresholds and how this affects the ODFI
  • Breakdown of the Same Day ACH outline and it’s three-phase approach
  • Impact on funds availability and settlement with the RDFI and receiver with Same Day ACH

Areas Covered in the Webinar:

  • 2017 third-party sender registration – new rule with details
  • 2016 significant changes and how they affect each participant
  • Details on the return thresholds and the rules enforcement process surrounding them
  • Charges for unauthorized entries, what are the return reason codes to monitor
  • Disclosure requirements for POS entries

Who Will Benefit:

  • Financial institution professionals
  • Banking operations managers and staff
  • Compliance and risk professionals
  • Treasury management professionals
  • Aspiring and current AAPs (Accredited ACH Professionals)
  • Company/business owners
  • Third-party service providers and third-party senders
  • Audit and compliance personnel/risk managers
  • ACH operations staff
  • ACH auditors
  • Business development officers
  • Controllers
  • Presidents/vice presidents
  • Managers/supervisors
Webinar Events
Live -Coming soon!

Training CD-DVD

Physical CD-DVD of recorded session will be despatched after 72 hrs on completion of payment

Recorded video

Recorded video session

Speaker: Gina J. Lowdermilk, BSA/Compliance Auditor and Consultant

Dr. Gina J. Lowdermilk,PhD (ABD), CAMS, CRMS is a highly experienced and educated BSA/AML and Financial Regulatory Compliance professional with extensive policy and procedure development and implementation, training, internal audit, monitoring, risk management, and reporting experience. Her emphasis has been working with financial institutions that are experiencing regulatory concerns and resolutions, including enforcement actions such as memorandums of understanding and cease and desist orders. Her 15 years of experience has given her the opportunity to work from small community banks to large, international financial institutions. Her roles not only included BSA/AML and Compliance, but also operations, lending services, business development, marketing, management, department development, and asset quality.

Ms. Lowdermilk has worked with all of the financial regulators and examiners. She possesses advanced Microsoft Excel, PowerPoint, Word, Internet Explorer, Visio, and Access skills. She also has experience with FiServ, BAM, CRA Wiz, TeamMate, COGNOS, and Metavante banking software. She has been responsible for creating both recurring and ad hoc executive management and board presentations. In addition to her above experience, she is also an adjunct instructor for the business and construction management programs at a local college, as well as writes numerous BSA/AML and Compliance articles, training materials, and manuals as requested from numerous clients.

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